@font-face{font-family:Montserrat;font-weight:400;font-display:swap;src:url(assets/fonts/Montserrat-Regular.woff2) format("woff2")}
@font-face{font-family:Montserrat;font-weight:600;font-display:swap;src:url(assets/fonts/Montserrat-SemiBold.woff2) format("woff2")}
@font-face{font-family:Montserrat;font-weight:700;font-display:swap;src:url(assets/fonts/Montserrat-Bold.woff2) format("woff2")}
@font-face{font-family:Montserrat;font-weight:800;font-display:swap;src:url(assets/fonts/Montserrat-ExtraBold.woff2) format("woff2")}

:root{
  --blue:#065CBA; --silver:#A7A9AC; --graphite:#807B80; --black:#000; --white:#fff;
  --line:rgba(167,169,172,.28);
  --font:'Montserrat',system-ui,-apple-system,'Segoe UI',sans-serif;
  --wrap:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--black);color:var(--white);font-family:var(--font);font-size:17px;line-height:1.6}
img,video{max-width:100%;height:auto;display:block}
a{color:inherit}
h1,h2,h3{line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 16px}
.eyebrow{font-size:.78rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--blue);margin:0 0 .8em}
.dark .eyebrow{color:var(--silver)}
section{padding:64px 0}
.sec-h{font-size:clamp(1.8rem,5.5vw,2.8rem);font-weight:800}
.sec-p{font-size:1.08rem;max-width:44em}

/* Buttons */
.btns{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:14px 26px;border-radius:999px;
  font-weight:700;font-size:1rem;text-decoration:none;transition:transform .15s ease,background .15s ease}
.btn:hover{transform:translateY(-1px)}
.btn-blue{background:var(--blue);color:var(--white)}
.btn-blue:hover{filter:brightness(1.15)}
.btn-line{border:2px solid var(--silver);color:var(--white)}
.btn-white{background:var(--white);color:var(--blue)}
:focus-visible{outline:3px solid var(--silver);outline-offset:3px}

/* Hero */
.hero{padding:28px 0 56px;text-align:center;background:var(--black)}
.hero .logo{width:min(92vw,620px);height:auto;margin:0 auto 4px}
.hero h1{font-size:clamp(2.2rem,8.4vw,4.6rem);font-weight:800;margin:.1em 0 .35em}
.hero h1 span{display:block}
.hero h1 .b{color:var(--blue)}
.lede{font-size:clamp(1.08rem,3.6vw,1.4rem);color:var(--silver);max-width:30em;margin:0 auto 1.6em}
.facts{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:44px auto 0;max-width:var(--wrap);padding:0 16px;list-style:none}
.facts li{border:1px solid var(--line);border-radius:16px;padding:18px 14px;text-align:left}
.facts b{display:block;font-size:clamp(1.25rem,5vw,1.9rem);font-weight:800;color:var(--white);line-height:1.15}
.facts span{display:block;font-size:.9rem;color:var(--silver);margin-top:6px;line-height:1.4}
.facts li:first-child b{color:var(--blue)}

/* Why (light) */
.light{background:var(--white);color:var(--black)}
.cards{display:grid;gap:16px;margin-top:28px}
.card{border:1px solid rgba(167,169,172,.5);border-top:5px solid var(--blue);border-radius:14px;padding:22px 20px;background:var(--white)}
.card h3{font-size:1.25rem;font-weight:800}
.card p{margin:0 0 .7em;color:var(--black)}
.card .tag{font-weight:700;color:var(--blue);margin:0;font-size:.95rem}
.fine{font-size:.82rem;line-height:1.5;color:var(--graphite);margin-top:22px;max-width:60em}
.dark .fine{color:var(--silver)}

/* Support (dark) */
.dark{background:var(--black);color:var(--white)}
.dark .sec-p{color:var(--silver)}
.panel{border:1px solid var(--line);border-radius:18px;padding:24px 20px;margin-top:20px}
.panel h3{font-size:1.4rem;font-weight:800}
.panel p{color:rgba(255,255,255,.88)}
.steps{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:14px;counter-reset:s}
.steps li{display:flex;gap:14px;align-items:flex-start}
.steps li::before{counter-increment:s;content:counter(s);flex:0 0 40px;height:40px;border-radius:50%;background:var(--blue);
  color:var(--white);font-weight:800;display:flex;align-items:center;justify-content:center}
.steps b{display:block;font-size:1.05rem}
.steps span{color:var(--silver);font-size:.95rem}
.skip{margin:18px 0 0;color:var(--silver);font-size:.95rem}
.skip s{color:var(--white);text-decoration-color:var(--blue);text-decoration-thickness:2px;margin-right:10px;white-space:nowrap}
.grid2{display:grid;gap:0 20px}
.panel .big,.big{font-size:clamp(3rem,13vw,5rem);font-weight:800;color:var(--blue);line-height:1;margin:6px 0 4px}
.tagline{font-weight:700;color:var(--white);margin:0}
.pills{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0 0;padding:0;list-style:none}
.pills li{border:1px solid var(--silver);border-radius:999px;padding:5px 14px;font-size:.88rem;font-weight:600;color:var(--white)}

/* Video */
.video-sec{text-align:center;border-top:1px solid var(--line)}
.video-box{margin:24px auto 0;max-width:960px;border-radius:16px;overflow:hidden;border:2px solid var(--blue);background:#000;aspect-ratio:16/9}
.video-box video{width:100%;height:100%}

/* Broker */
.quote{font-size:clamp(1.35rem,4.6vw,2rem);font-weight:700;line-height:1.35;margin:0 0 18px;max-width:30em}
.quote::before{content:"\201C";color:var(--blue)}
.quote::after{content:"\201D";color:var(--blue)}
.who b{display:block;font-size:1.1rem}
.who span{color:var(--graphite);font-size:.95rem}
.bio{margin-top:14px;color:var(--black);max-width:46em}

/* CTA */
.cta{background:var(--blue);color:var(--white);text-align:center}
.cta .sec-p{margin:0 auto 1.6em;color:var(--white)}
.reach{margin-top:26px;font-size:.98rem}
.reach a{font-weight:700;white-space:nowrap}

/* Footer */
footer{background:var(--black);text-align:center;padding:44px 0 36px;border-top:1px solid var(--line)}
footer .logo{width:min(80vw,380px);margin:0 auto 6px}
footer .line{font-weight:700;font-size:1.1rem;margin:0 0 10px}
footer small{display:block;color:var(--silver);font-size:.8rem;line-height:1.6;max-width:52em;margin:0 auto}

/* Motion */
@media (prefers-reduced-motion:no-preference){
  .hero .logo{animation:rise .9s ease-out both}
  .hero h1,.hero .lede,.hero .btns{animation:rise .9s ease-out both}
  .hero h1{animation-delay:.15s}.hero .lede{animation-delay:.3s}.hero .btns{animation-delay:.45s}
  .facts li{animation:rise .8s ease-out both}
  .facts li:nth-child(2){animation-delay:.1s}.facts li:nth-child(3){animation-delay:.2s}.facts li:nth-child(4){animation-delay:.3s}
  @keyframes rise{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
}

/* Wider screens */
@media (min-width:720px){
  body{font-size:18px}
  section{padding:88px 0}
  .facts{grid-template-columns:repeat(4,1fr);gap:16px}
  .cards{grid-template-columns:repeat(2,1fr)}
  .grid2{grid-template-columns:1fr 1fr}
  .panel{padding:30px 28px}
}
@media (min-width:1000px){
  .cards{grid-template-columns:repeat(3,1fr)}
  .hero{padding-top:36px}
}